Buy, Sell, and Insure — All With the Same Team in Richlands
We've been part of Onslow County real estate since 1950, and we're the only office in the area where you can handle your property transaction and your homeowners insurance under one roof.
A Simpler Path From Offer to Coverage
Most buyers run between a real estate office and an insurance agency in the final stretch before closing. At Richlands Insurance & Realty, those two conversations happen in the same place, with the same team. Whether you're purchasing your first home in Onslow County or selling a property you've owned for decades, we coordinate your transaction and your coverage so nothing falls through the cracks at closing.
Buying a home on the coast comes with real insurance considerations — flood exposure, wind coverage, carrier availability. Our team can walk you through homeowners insurance in coastal NC as part of the same relationship, not as a separate errand.
75 Years of Knowing Who's Buying and Who's Selling
The Ervin family has been involved in Richlands area real estate and insurance since 1950. That's not a marketing line — it's multi-generational relationships with families, schools, and civic organizations across Onslow County. When you work with our real estate team, you're working with people who know this market because they've lived it, not because they moved here recently to list homes.
- Locally owned and family-operated since 1950
- Deep roots across Richlands, Jacksonville, and surrounding Onslow County communities
- Buyer and seller representation with full transaction coordination
- Combined real estate and insurance services — one office, one relationship
- Property management services available for landlords and investment property owners
Meet the Real Estate Team
Steven Ervin
Broker in Charge
Stephen leads the real estate side of Richlands Insurance & Realty with the same community-first approach the agency has carried since his family founded it. As Broker in Charge, he brings decades of local market knowledge and a network built over generations — not months.
Eddie Pollock
Realtor
Eddie joined the Richlands Insurance & Realty team in 2018, bringing 26 years of experience in the eye care profession and a lifelong commitment to serving people well. He and his wife Carrie have been happily married for 27 years and are the proud parents of Brooke, a NC State graduate. Eddie is an active member of Bethlehem Baptist Church, where he serves in various ministries. When he's not in the office, you'll likely find him planning the next family trip to Disney World.
Jasmine
Realtor
A Sneads Ferry native and realtor with Richlands Insurance & Realty, Jasmine works alongside Stephen and Eddie to guide buyers and sellers through every step of the process — from first showing to final signature. She brings a personal, attentive approach to every transaction, backed by a genuine connection to this community. She's been married to Daniel Vinson for seven years, and together they're raising two daughters, Graisyn and Wrenley, staying active at Folkstone Free Will Baptist Church, and finding every excuse to spend time on the water.
Rental Property Management for Onslow County Landlords
If you own rental property in the area, we can help on two fronts. Our team manages approximately 35 rental units across Onslow County, handling the day-to-day oversight that takes time away from everything else you're managing. We can also write landlord insurance through our independent agency — which means your property management and your property coverage come from a single relationship.
For landlords who want fewer moving parts, that combination matters.
What to Expect When You Work With Us
Connect With Our Team
Reach out by phone, email, or through our contact form. Tell us whether you're buying, selling, or looking for property management — we'll point you to the right person.
Coordinate Your Transaction and Coverage Together
Our real estate team handles your purchase or sale while our insurance team prepares your homeowners coverage in parallel. No separate offices. No separate timelines.
Close With Confidence
You arrive at closing with your transaction handled and your coverage in place — coordinated by the same team that's been doing this in Onslow County for over 75 years.
Why Choose Us
Independent Guidance For Health, Medicare, And Life
Independent comparisons across carriers so you see the full picture
Personal service with 24/7 support for client emergencies
South Carolina expertise across the Upstate, Midlands, Lowcountry, and the Grand Strand
South Carolina expertise across the Upstate, Midlands, Lowcountry, and the Grand Strand
Community And Clients
Proud To Serve South Carolina
We help first-time enrollees near MUSC in Charleston, new homeowners in Fort Mill, retirees in Murrells Inlet, and self-employed professionals across the Upstate. Add your story to this section so visitors see real-world results and real names from around the state.
★★★★★
“Insurance Town SC made everything so easy. The agents were friendly, responsive, and got me a great rate in no time!”
- John Doe
★★★★★
“Good experience overall. They explained all the policy details clearly. The only small issue was a bit of delay in getting my documents, but the staff followed up quickly.”
- Mary Smith
★★★★★
“Fantastic service! They helped me bundle my auto and home insurance and saved me a lot. Very professional and trustworthy.”
- Carlos Reyes
Frequently Asked Questions About Real Estate in Richlands, NC
Is there a real estate agent near me in Richlands, NC who also handles home insurance?
Yes. Richlands Insurance & Realty is a licensed real estate brokerage and independent insurance agency operating from the same office in downtown Richlands. You can work with our team for your property transaction and your homeowners coverage without visiting two separate offices.
Who is the Broker in Charge at Richlands Insurance & Realty?
Stephen Ervin serves as Broker in Charge. He leads the real estate team and has deep roots in Onslow County real estate through the Ervin family's involvement in the community since 1950.
Do you help with property sales in Onslow County beyond Richlands?
We work with buyers and sellers throughout Onslow County and the surrounding area, including Jacksonville, Wilmington, and New Bern. Our familiarity with this region comes from decades of community relationships, not just MLS access.
Can you manage my rental property and also insure it?
Yes. We provide property management services for rental units in Onslow County and can write landlord insurance through our independent agency. If you're looking to simplify oversight of your investment property, working with one team for both services is a practical way to do it.
What should I know about homeowners insurance before buying a home in coastal NC
Coastal properties in North Carolina carry specific considerations — wind and hail exposure, flood zone designations, and carrier availability that differs from inland markets. Because we handle both real estate and insurance, we can help you understand your coverage options before you close, not after.
Ready to Buy, Sell, or Manage Property in Onslow County?
Our team has been helping families and property owners in Richlands and across Eastern NC for over 75 years. Whether you're searching for your next home, listing a property, or looking for help managing a rental, we're the one office where real estate and insurance work together.
